You may use your points to purchase a variety of different travel gift cards.  See examples below:

  • Click on “Travel” –Travel Gift Cards from the top bar

You can see some packages available online but you must call to book cruises over the phone.

  • Click on “Travel” – Cruise Packages from the top bar

Redeem your points for top electronics through Ultimate Rewards at the same prices you’d pay in-store. So if something cost $200 online then its 20,000 points. You do still have the pay the cost of tax and shipping as with any online purchase.

  • Click on “Shopping” – Get Merchandise

You can also use your points to buy gift cards for almost every major vendor. Use your points for gift cards from the big guys: Gap, The Home Depot®, iTunes®, AMC Theatres®—at face value. So if a card has a $50 value in-store, it costs 5,000 points.  Remember 1,000 points equals $10.

  • Click on “Shopping” at the top bar and “Browse Gift Cards

Get exclusive, VIP access to concerts, sporting events, movie premieres, wine tastings and more—from being on-field for the coin toss to a walk-on role on your favorite TV show to ninja lessons. Check out some of the past experiences that were offered here.

  • Click on “Experiences” from the top bar and search by city, category and date.

They also have a fun Auction section under Experiences where you can bid on special events.

  • Click on “Experiences”  at the top bar and “See All Auctions”

Now for one of the most valuable parts of the Ultimate Rewards program – TRANSFER POINTS!!!

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You can also transfer your points to (9) nine travel partners.  United, Southwest, British Airways, Korean Air, Amtrak, Marriott, Priority Club, Hyatt, and the Ritz Carlton.  These points can be transfer in increments of 1,000 points to 1,000 miles or points. 

  • Click on “Transfer Points” at the top bar.

Click on “Transfer Points”.  Select the partner you’d like to transfer your points to. 

  • Enter the amount of points you’d like to transfer
  • Enter your frequent flyer/member number & name
  • Click “transfer”.  Done!  Simple as that
    These transfers appear instantly in most cases. 






Chase also allows you to combine points from all your cards together in one account.  You are also allowed to transfer points between spouses and domestic partners.

Note: Once points are transferred, they cannot be credited back. Transfers may only be used to combine points belonging to the same individual or business in the program; or for the purpose of enabling spouses or domestic partners to combine points. Chase will not make the transfer if the credit card account(s) or checking account(s), as applicable, are in default at the time of the transfer. 

  • Click on “Earn Faster” – Combine Ultimate Rewards Points

Choose which card to transfer to or from, or add spouse/domestic partner’s card number and last name.

Select amount of points to transfer.  That’s it! 

Lastly, don’t forget to use the Ultimate Rewards Mall to earn more points!  The Ultimate Rewards Mall offers most all top brands you shop through regularly.  The bonuses can really add up.  Sometimes bonus offers are 10 points per dollar or more.  Currently, you can receive 10 points per dollar for Kohl’s and Sephora.  Think early Christmas presents!  I earned a ton of points that year doing the majority of my shopping through this mall.

  • Click on “Earner Faster” – Browse by Product or Merchant

I think that covers all the ways you can use your Ultimate Rewards points.  Can you see now why I say the options are endless?  Not many programs can compare to the flexibility that the Chase Ultimate Rewards program offers.  The only comparable program is American Express Membership Rewards Program.  I’ll do a write up soon about their program and all the benefits it offers.  These are the top two programs you want to become a part of if you aren’t already.  If you are earning in both you’ll have the ultimate flexibility when making your travel arrangements.

Hopefully, you’ve found this information helpful.  My hope is that you understand much more about the Ultimate Rewards program and how it could be a very useful tool when planning and paying for your next great adventure.

Chase Ultimate Rewards Demo Site – check this site out and explore around for your

Chase Ultimate Rewards Program Frequently Asked Questions – for more details

Chase Sapphire Card – 10,000 bonus points
Chase Sapphire Preferred Card – 40,000 bonus points
Chase Ink Bold Business Card – 50,000 bonus points
Chase Ink Plus Business Card – 50,000 bonus points
Chase Ink Classic Business – 25,000 bonus points
Chase Ink Cash Business Card – $250 Cash Back (25,000 bonus points)
Chase Freedom Visa – $100 Cash Back (10,000 bonus points)
Chase Freedom MasterCard – $100 Cash Back (100,000 bonus points)

These are my affiliate links and I do receive a commission if you apply through my site.  Thank you in advance for your support!