Instead of applying for a new credit card, why not check and see if you are targeted for an upgrade. This is a great way to earn bonus points simply by upgrading an existing card.

Here’s how to find upgrade offers from American Express…

1. Log into your Amex account and search for “upgrade”:

American Express Tutorial1

2. Look for the blue box at the top of the results that asks if you want to upgrade your card. Click upgrade:

American Express Tutorial

3. At first, you’ll see a banner saying “Get Additional Cards”. Just wait a moment for other stuff to appear.

American Express Tutorial

4. After a short wait, you should see a screen similar to this:

American Express Tutorial

5. Click on “Upgrade your membership”. If you were targeted for an upgrade to the Surpass card, you should see an offer like this one:

 American Express Tutorial

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