LOWER SPEND FOR CHASE INK BOLD, INK PLUS, INK CLASSIC & INK CASH


Well, folks Chase is on a roll right now with hot credit card offers.  You’ll have plenty of great bonuses to choose from this fall with the Southwest Airlines 50,000 point offer that was just launched and now today the new Chase Ink card offers.  Who knows maybe they’ll roll out more fun bonuses before the year is out!  Gotta love all these points!  So much fun!

Be sure to check out these offers because they are excellent.  The minimum spend on the Ink Bold® Business Card & Ink Plus® Business Card has been $10,000 and is now $5,000; making this offer a little easier for average folks like me and you.  They lowered the minimum spend earlier this year and that is when I grabbed my Ink Bold® Business Card.  I’ve been banking huge points ever since.  I think I’ll be getting the Ink Plus® Business Card this round.  Here are the links and a card comparison sheet I made up for you to see the benefits of each card.

OFFER LINKS

 

CARD COMPARISON

CARD BONUS ANNUAL FEE
1st Yr/ 2nd Yr. 
EARNS ULTIMATE REWARDS POINTS PERKS BONUS CAP
Ink Bold® Business Card 50,000  $0/ $95 YES 
  • 5x points per $1 on business expenses (office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • 2x points per dollar gas stations and for hotel accommodations when purchased directly with the hotel. 
  • 1 point per dollar on all other card purchases – No limit
 $50,000 annual spend on 5x pts. categories and

$50,00 annually spend on 2x pts. categories

Ink Plus® Business Card 50,000  $0/ $95  YES 
  • 5x points per $1 on business expenses (office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • 2x points per dollar at gas stations and for hotel accommodations when purchased directly with the hotel. 
  • 1 point per dollar on all other card purchases – No limit
 $50,000 annual spend on 5x pts. categories and

$50,00 annually spend on 2x pts. categories

Ink Cash® Business Card 20,000   No Annual
Fee 
YES 
  • 5% cash back at office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • 2% cash back  at gas stations and restaurants
  • 1% cash back on all other card purchases – No limit.

$25,000 annually spend on 5 % categories and

$25,000 annually spend on 2% categories

Ink Classic® Business Card 20,000   No Annual
Fee  
YES 
  • 5X points per dollar at office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • 2X points per dollar at gas stations and for hotel accommodations when purchased directly with the hotel.
  • 1 point per dollar on all other card purchases – No limit 
 

$25,000 annually spend on 5x pt. categories and

$25,000 annually spend on 2 pt. categories

ADDITIONAL INFO:

  • No foreign transactions on Ink Bold® Business Card or Ink Plus® Business Card.  2% foreign transactions on Ink Cash® Business Card & Ink Classic® Business Card.
  • Ink Bold® Business Card & Ink Plus® Business Card allow you to transfer your points to:
    United, British Airways, Korean Airways, Southwest Airlines, Hyatt, Priority Club/InterContinental Hotels Group, Marriott, Ritz Carlton, and Amtrak
  • Ink Cash® Business Card & Ink Classic® Business Card DO NOT have the transfer point feature in their Ultimate Rewards account..
    WORK AROUND:  If you or your spouse have a Chase Sapphire Preferred Card, Chase Ink Bold® Business Card, or Chase Ink Plus® Business Card, you can transfer your points into that account and then transfer to the airline/hotel partner  of your choice.
    Keep in mind, Chase does not allow you to transfer to anyone other than a spouse or domestic partner.  The word on the steet is they have begun enforcing this policy.  See FAQ here.

These Chase Ink cards are probably the most popular credit cards in the mile and point world right now.  The reason being is because of the high value that most collectors place on Ultimate Rewards points.  If you don’t know much about Ultimate Rewards points and want to understand why they are so valuable, check out my recent series here

Ultimate Rewards Points 101 – Part 1

Ultimate Rewards Points 101 – Part 2

This will give you a real good grasp of the program’s features and how to use the features.  After you’ve read that over, if you still have questions feel free to shoot me an email. I’d be happy to answer any questions you have.  I’m always available to you.  I highly recommend getting one or a couple of this cards.  Remember if you have one version, you can get another bonus for a different version.  Even though they have very similar benefits they are all separate cards with separate bonuses to be earned. Remember you always want to keep open a Chase Sapphire Preferred Card, Ink Bold® Business Card or Ink Plus® Business Card to be able to use the very important point transfer feature with the Ultimate Rewards program.  Only these cards have that feature available.  Though the other cards earn Ultimate Rewards points they don’t have access to the point transfer feature in their Ultimate Rewards account.

The earning potential with these cards is the best available from any lender.  Combining one of these cards with tools like the American Express Bluebird Prepaid card or American Express Target Prepaid card or many other creative options can really create a points earning machine.  Read more here about using the American Express Bluebird with the Chase Ink cards to really maximize the 5x points earnings.  If you have any questions, please email me

 

8 thoughts on “LOWER SPEND FOR CHASE INK BOLD, INK PLUS, INK CLASSIC & INK CASH”

  1. is the $50k cap for the x 5 office supplies and for the internet,telephone etc combined , i.e 25k each or is ist $50k each?

    1. @Lucy. Great question! Sorry my comparison chart wasn’t clear. I was trying to keep it from being wording but in doing that I can see it wasn’t clear. I have updated it for you & others. To answer you question, for Ink Bold & Ink Plus it is $50,000 annual spend for 5x pt. category & $50,000 annual spend for 2x pt category. For Ink Classic it is $25,000 annual spend for 5x pt category and $25,000 for 2x pt category. For Ink Cash, it is $25,000 annual spend for 5% cashback category and $25,000 annual for 2% cashback category.

    1. @Rahul – Yes in theory because they are different card products. I would go for both especially right now with the min. spend at only $5,000. I is expected to increase back up to 10,000 at the end of the month. You have nothing to loose but 2-3 points for the 2nd app but everything to gain…..50,000 extra points plus all the benefits of have two cards that you can maximize and earn 5x everywhere.

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