MAXIMIZE HOLIDAY SPENDING WITH INK BOLD & INK PLUS & OTHER CHASE CARDS

This is just a quick post to show you how I will creatively earn a boat load of points this holiday season.  It’s really a quite simple system I use.  This is a system many savvy mile and point collectors use to maximize holiday spending every year.  It all starts with one of my favorite rewards credit cards the Chase Ink Bold Business card.  This is my particular earning vehicle (there are other earning vehicles, see other card options below).  I will be earning five (5) points per dollar at a minimum and many times much more on my holiday spending using this card in a creative and easy way.

EARNING STRATEGIES

• Use on of the following cards listed below to purchase Visa or AMEX gift cards at any office supply store.

You will earn 5 points per dollar on the purchase of these gift cards.  These cards do have fee to purchase, either $4.95 or $5.95 per card depending upon the value.  Always purchase the higher value amount to reduce this cost. This cost is very minimal though in comparison to the earnings you are making through your purchase.  You can also purchase any store gift card that is available at face value with no fees.  Say you want to head to Bed, Bath & Beyond, for some gifts, grab a gift card at Staples (or another office supply store) before you go and earn 5x per dollar on your purchase.  My local Bed, Bath, and Beyond has a Staples right next to it.  Pretty convenient!  Usually you find Staples, Office Max, Office Depot and other office supply stores in big shopping malls right next to all the places you want to shop.  It only takes a few minutes to grab a few Visa, Amex, or gift cards.  If you shop this way this holiday season you’ll be amazed how much you’ll earn.

• Chase Ink Bold Business card – Current Bonus: 50,000 points
• Chase Ink Plus Business card – Current Bonus: 50,000 points
• Chase Ink Cash Business card – Current Bonus: $200 CashBack
• Chase Ink Classic Business card – Current Bonus: 20,000 points

Learn more about these cards in my recent post here

So all you need to do is purchase Visa, Amex or gift cards with one of the above listed cards and then shop as you normally would in stores or online with the gift cards.  Remember that purchasing gifts online will yield you the most miles/points in return because you have the ability to shop through a shopping portal earning you even more bonus miles/points on your purchase than in a regular store.  A shopping portal is a site in which you visit and click through to your desired store.  You always need to create an account on the shopping portal so the site can track where you click to from their site and give you credit (miles/points/cash back).  

For example:

• I could go to United MileagePlus Shopping mall.  
• Log in with my MileagePlus number so the portal can track me.  
• Then click on Land’s End.  It will now transfer me to Land’s End website but will track my purchase.  Note: Be sure you don’t close your browser and then just go back to Land’s End because the transaction will not be tracking anymore once you’ve closed that browser.  You would need to go back to United MileagePlus Shopping mall and login again and click back through to properly track your purchase and receive miles for that purchase.

You can view all the top miles, points, and cash back shopping portals here.  I have listed them below as well but you can always find this list on the Miles Momma site under the category “Resources”.  There are also many bonus miles/points offer available right now on different portals, so be sure to shop around to find the best place to earn the most with your purchase.

You can always do a quick search on one of these sites:  Evreward.com, RewardsDB.com, FrequentFlier Mile Search, Nerd Wallet, Cashback Holics, Cash Reporter, Cash Back Reporter or WebFlyer Mileage Mall Search, to help you locate the best rewards earning opportunity for each purchase.

SPECIAL NOTE:  TopCash Back has just increase it’s refer a friend bonus to $10 per friend.  You can join for free with my link and start referring your friends.  TopCashBack is one of the number one cash back site currently.  They pay you quickly either via direct deposit or Paypal.
 
I use this system all year long actually, not just at holiday time.  A useful tool for smartphone users is the “Go Wallet” app.  This is a great app that keeps track of all your gift cards and automatically updates the balances so you always know what you have and any card at any time.

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