180,000 AMERICAN AIRLINES MILES FROM CITIBANK – 7 FREE DOMESTIC TICKETS
I’ve got a smoking hot plan for your family tonight! You could score some serious miles from Citibank right now with the offers I’ll detail below. I love it when you can combine offers together for huge mile bonuses. This plan would take you on a real nice vacation somewhere you’ve been dreaming of.
Citibank is currently offering 30,000 American Airlines miles for a Citi Checking account. When you applied for your new Citibank checking account, use special offer code of CY4Y to receive 30,000 American Airlines AAdvantage® bonus miles for The Citigold® Account Package, or, 15,000 American Airlines AAdvantage® bonus miles for The Citibank® Account Package, or, 5,000 American Airlines AAdvantage® bonus miles for the Basic Banking Package.
WHAT TO DO:
- Open a new Regular Checking account in an eligible package by 10/31/12 – USE OFFER CODE: CY4Y
- Within 60 days after account opening, complete all of the following qualifying activities:
- One or more direct deposits for 2 consecutive calendar months
- Spend the required minimum amount on purchases using your Citibank Debit Card.
Last year the offer was 23,500 AA miles for a Citibank Checking. Before that the offer was 20,000 American Airlines miles. So it looks like the tread is the mile incentives are increasing with Cit checking accounts.
Let me also mentioned that you should be prepared to spend some time chasing down these miles. It’s a mix bag! Some report their promised miles posting quickly and with no effort on their part, other’s like myself had to call & email to get the miles posted to my account. I wrote last year about my experience, read here
You can also open a Citibank checking account for 30,000 Thank You points if you prefer. See my recent post here.
IMPORTANT NOTE:
P.S. These checking account offers can be churned. Meaning you can open an account and close it and open another account after a few months have gone by.
BIG MILES FOR FAMILIES
Now for the second part of the plan! If you want to add 60,000 more American Airlines miles to your account, you can apply for Citibank’s AAdvantage credit cards. A family could potentially rack up 180,000 American Airlines miles by opening 2 Citi checking accounts and 4 Citi credits cards. Citibank has a personal and business version of the American Airlines AAdvantage credit cards. Husband and wife can apply and receive a 30,000 AA mile bonus on each version of the card, totaling 120,000 AA miles. At the same time husband and wife can each apply for a Citi checking account for 30,000 AA miles each, totally 60,000. 180,000 American Airlines miles would give you 7 domestic tickets (25,000 Milesaver Economy) (U.S. & Alaska), or 3 tickets to anywhere in Europe (60,000 Milesaver Economy).
Citi Checking Account
30,000 Husband
30,000 Wife
60,000
Citi Credit Cards:
Citi® Platinum Select® / AAdvantage® Visa Signature® Card
30,000 Husband
30,000 Wife
60,000 Total
CitiBusiness® / AAdvantage® World MasterCard
30,000 Husband
30,000 Wife
60,000 Total
180,000 GRAND TOTAL AA MILES
TERMS & CONDITIONS:
The AAdvantage® bonus miles will be posted by Citibank to your American Airlines AAdvantage® account within 90 days from the end of the statement period in which you met all offer requirements.
This offer is available to Citi® / AAdvantage® credit card members who receive this communication. One offer per customer and account only. All accounts subject to approval and applicable terms and fees. Existing checking customers are not eligible for this offer. Offer may be modified or withdrawn at any time without notice, expires 10/31/12, is not transferable and cannot be combined with any other offer. Persons under 18 years of age are not eligible. If you have received a bonus reward for opening a new Citibank consumer checking account within the past two years you will not be eligible to receive a bonus associated with this offer.
To qualify to earn either 30,000, 15,000 or 5,000 American Airlines AAdvantage® bonus mules, open a new Regular Checking account in an eligible package by 10/31/12. Within 60 days after account opening, complete all of the following qualifying activities: One or more direct deposits for 2 consecutive calendar months AND spend the required minimum amount on purchases using your Citibank Debit Card.
Qualifying debit card purchases are those made using the Credit Debit Card to buy goods and services and are net of returns and other adjustments. ATM withdrawals, cash back and bill payments do not qualify as Citibank Debit Card purchases. Net qualifying purchases are determined at Citibank’s sole discretion and must post to the new checking account within 60 days of account opening. AAdvantage® bonus miles are earned on a per account basis and based upon all debit card purchases by all customers when the new checking account is the primary account linked to a debit card.
At the time the AAdvantage® bonus miles are to be posted to your AAdvantage® account, your Citi® / AAdvantage® credit card account and the new checking account you opened in an eligible package (Citigold® Account, Citibank® Account, or Basic Banking) must be open and in good standing.
Terms, conditions and fees for accounts, products, programs and services are subject to change.
American Airlines reserves the right to change AAdvantage® program rules, regulations, travel awards and special offers at any time without notice and to end the AAdvantage® program with six months’ notice. Any such changes may affect your ability to use the mileage awards or credits that you have accumulated. Members may not be able to obtain all offered awards at all times or use awards for all destinations or on all flights. AAdvantage® travel awards, mileage accrual and special offers are subject to government regulations. Unless specified, AAdvantage® miles earned through this promotion/offer do not count toward elite-status qualification or Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program visit, http://www.aa.com/aadvantage
AAdvantage®, AAdvantage with Scissor Eagle design and Million Miler are trademarks of American Airlines, Inc.
Hello,
I could be wrong, I though citi gold account has a monthly fee of $30.00, unless you have a balance of 50K in the account?
Yes, you are absolutely correct. In my past experience Citibank has waived the monthly fee for the first 2 or 3 months. You need to meet the requirements in the first 2 months and then they have 90 days from then to post miles to your account. So I figure 3 months, $90 best case scenario. You really have to stay on top of these miles though. I’m going to go for another 60k this year just because I think it’s worth the trouble. Some don’t and I get that!
yes 30K is one round trip ticket, vs $90 wont give any round trip
So I meet the requirement for the first two month (ie lets say within 40 days of opening account), so Citi have 90 days from the 41st day to post the miles? or they will wait do the whole 2 month (61 days) then post the mile to the account after 90 days? Also If i cancel the account after meeting the requirement (within 40 days and paying that $60 fee if not waived) will I still get the miles?
Thanks for the help
@ Adnan – They have 90 days from the closing statement period you meet the requirements. T&C’s state, “The AAdvantage® bonus miles will be posted by Citibank to your American Airlines AAdvantage® account within 90 days from the end of the statement period in which you met all offer requirements. ”
You must have your account open for miles to be posted. So you have to wait until miles post to you AA account and then cancel checking account. T&C’s “At the time the AAdvantage® bonus miles are to be posted to your AAdvantage® account, your Citi® / AAdvantage® credit card account and the new checking account you opened in an eligible package (Citigold® Account, Citibank® Account, or Basic Banking) must be open and in good standing. “
oops.. citi wont let open the account online. 🙁 need to call
How do you deal with the direct deposit requirements? I would like to open two accounts, one for me and another for my husband. I spent significant amount of time online trying to figure out the ACH requirements. I talked to Citibank tonight, and they claimed they accept ACH deposits, but it must come from a payroll. Any suggestions?
@Yvonne – I just sent you a detailed email.
I would be interested in the info re the direct deposits for this Citibank deal as well. Thank you.
@Mike – I will email you today!
180,000 miles is awesome.. except its with CitiBank.. which in my opinion is the worst credit card company in the world! I still have my first card with them because of the credit limit but never use it anymore.. After they jacked up my interest rate to 29.99% back in 2008 I stopped using them. To this day they won’t lower it beyond 24%.
Besides that fact.. I guess you can’t beat 180,000 miles unless if you and your husband got the Chase cards. Looks like you’ll have a lot of traveling to do! 😉
I agree completely that Citibank is a pain to deal with but some people can’t be picky. Citibank is one of the easier lenders for people to get approved with unlike AMEX.
Hi Faith, send me the direct deposit info too okay? Hubby has a paycheck but I don’t so I’m looking for a workaround. I do billing for his business so I guess I could be his employee. (Actually sort of am) but he would “pay” me with a personal account check since we don’t have business checking. Would that fly as direct deposit?
@Grado – If he pays you, it need to be through a setup Direct Deposit option with his checking account. I will email you some ideas.
Did you receive the 30K for the Citi account. I have not received it yet. I tried to call citi, today they transferred me AAdvantage award, and they are closed for holidays.
@Adnan – No, I haven’t yet. Too soon for me. Terms & Conditions state, “The AAdvantage® bonus miles will be posted by Citibank to your American Airlines AAdvantage® account within 90 days from the end of the statement period in which you met all offer requirements. ” So it could take awhile. If you just meet the requirements I would give it a month maybe before you start calling and emailing them. Definitely need to stay on them though. They are notorious for taking forever to post unless you stay on top of them. On the other hand, I’ve read that some people’s miles posted quickly. In my past experiences, I’ve had to hound them.
Hello, Ok my 30K posted couple of days ago…. Lucky I didn’t have to pay bank maintenance fee (they didn’t charge). So today i sent a secure message to cancel the account I hope they do it over the secure message system, calling to cancel is a nightmare.
@Adnan – That is great news! How long did they take to post from the time you met the min. requirements?
I met the min requirement on Nov 28th, the miles posted on Jan 21st.
had to go to the branch to close the account, it was easier then i expected.