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Jan 31 2014

THE TOP CREDIT CARD BONUSES OF 2014

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Hello 2014 and free travel!  Stick with me here at Miles Momma and I’ll show you how to make your dreams of travel a reality.  I love free stuff and I love travel; put them together and you got one excited Momma!  I scour the internet to find all the hottest deals and bring them to you.  So stay tuned to earn more this year than you ever have before.

One of the most lucrative ways to earn huge amounts of “free travel” every year is by using rewards credit cards as creative tools for earning.  Every year I comply a list of what I feel are the top credit card bonuses currently available.  I keep it updated all throughout the year as offers come and go.  Here is my updated list for 2014.  You can always find it here under the “Credit Card ” heading at the top of the Miles Momma site.  I reference it myself all the time throughout the year.

I feel these are the best credit card bonuses currently available worth considering.  There are so many others rewards credit cards not listed which may benefit you as well.  I just can’t list and keep updated every rewards credit card available as the offers are so many and constantly changing.

My suggestions before you apply for any cards is to have a travel plan.  Where do you want to go?  How many miles do you need on what airline.  Where do you want to stay.  How many nights.  How many points do you need from which programs.  Build a miles and points budget and then see which credit cards could help you move towards your goal.  That being said, sometimes there will be extremely lucrative bonus offers that you don’t know exactly what you’ll use them for but you just grab the miles/points and figure it out later.  If you’d like, you can check out my most recent trip budget spreadsheet which is quite extensive.  I used this template spreadsheet to budget for our trips.  This was my spreadsheet for the month we spent traveling around the United Kingdom which was paid for 100% with miles and points.

If you do decide to start using credit card bonuses to secure free travel for your family be sure to keep good records.  I keep an extensive running spreadsheet of all my credit cards opened and closed in the last 2 years.  If you would like to access a copy, please email me for the link.  I’m always available to answer questions and no question is too silly.  I was once a newbie and some kind more experienced collector helped me learn.

If you are concerned about the effect of applying for credit cards on your credit history, then just dabble and monitor it.  You will see that each application drops your score 2 -3 points which is nothing significant.  You will probably see that as you add credit cards and that your credit scores actually will begin to rise and get even better.  The top two free sources I recommend for long-term credit monitoring are Credit Sesame and Credit Karama.  I use both of these services personally and they are completely free and do not require a credit card.  They do not give you your full credit report which I do recommend you get at least every 6 months.  There are some good services to obtain your credit report here my site.

So start now to plan for your next adventures and the years to come.  I have always told myself, “Dream big or it will never happen!” I’m living proof that an average middle class family can travel the world.  Join me this year and learn the hobby of collecting miles and points.  I’ll teach you many ways to secure “free travel” but the most lucractive way is creatively using credit cards bonuses and spending strategies to earn thousands and millions of miles/points.  If you use these financial tools wisely you can experience some incredible adventures with your loved ones.  If I can ever help you in any way, please don’t hesitate to email me. Remember no question is too small or silly! .

  TOP CREDIT CARD BONUSES OF 2014

CREDIT CARD

REVIEW

BONUS
Individual

BONUS
Family

MINIMUM SPEND
I
ndividual

MINIMUM
SPEND
Family

ANNUAL FEES
Individual

ANNUAL FEES
Family

REWARDS CREDIT CARDS

Citi Executive AAdvantage World Mastercard

100,000 miles

200,000 miles

$10,000

$20,000

$450
($200 statement credit)

$900
($450 x 2)
$400 statement credit

Citi AAdvantage Platinum Personal Mastercard

50,000 miles

100,000 miles

$3,000

$6,000

First year waived

First year waived

Citi AAdvantage Business Mastercard

50,000 miles

100,000 miles

$3,000

$6,000

First year waived

First year waived

Southwest Airlines Rapid Rewards Premier Card

read-review-button

50,000
points

100,000
points

$2,000

$4,000

$99

$198
($99 x 2)

Ink Bold Business Card

 read-review-button

50,000
points

100,000
points

$5,000

$10,000

First year waived

First year waived

Ink Plus Business Card

read-review-button

50,000
points

100,000
points

$5,000

$10,000

First year waived

First year waived

British Airways Visa Signature® Card

50,000
Avios

100,000
miles

$2,000

$4,000

First year waived

First year waived

Citi Thank You Premier 

50,000
points

100,000
points

$5,000
in 24 months

$10,000
in 24 months

$125
waived for first 12 months

$250
waived for first 12 months

Mercedes Benz Platinum Card from American Express 

50,000
points

100,000
points

$1,000

$2,000

$475

$950
($475 x 2)

Chase Sapphire Preferred SM Card

 read-review-button

45,000
points

90,000
points

$3,000

$6,000

First year waived

First year waived


Gold Delta SkyMiles Credit Card from American Express
 

30,000
miles

60,000
miles

$500

$1000

First year waived

First year waived

Gold Delta SkyMiles Business Credit Card from American Express OPEN 

30,000
miles

60,000
miles

$500

$1000

First year waived

First year waived

The US Airways Premier World MasterCard 

40,000
10,000 anniversary bonus

80,000
100,000 -after 1st year

First Use

First Use

$89

$178
($89 x2)


Barclaycard Arrival World Mastercard
 

40,000
points

80,000
points

$1,000

$2,000

First year waived ($89 value)

First year waived ($89 value)


United MileagePlus Explorer Card
 read-review-button

30,000
miles

60,000
miles

$1,000

$2,000

First year waived

First year waived

Citi® Platinum Select® / AAdvantage® World MasterCard® 

30,000
miles

60,000
miles

$1,000

2,000

$95, waived for first 12 months

$190
($95 x 2), waived for first 12 months

CitiBusiness Advantage World MasterCard 

30,000
miles

60,000
miles

$1,000

$2,000

$95, waived for first 12 months

$190
($95 x 2), waived for first 12 months

The Enhanced Business Gold Rewards Card

30,000
points

60,000
points

$5,000

$10,000

$175, waived for first 12 months

$350
($175 x 2)
waived for first 12 months


Business Platinum Card from American Express
 

25,000
points

50,000
points

$5,000

$10,000

$450

$900
($450 x 2)

Ink Cash Business Card

 read-review-button

20,000
points

40,000
points

$1,000

$2,000

None

None


American Express® Premier Rewards Gold Card
 

25,000
points

50,000
points

$2,000

$4,000

$175

$350 ($175 x 2)


Lufthansa Miles & More
 

20,000
miles

40,000
miles

First purchase

First purchase

$79

$158
($79 x 2)

HOTEL CREDIT CARDS

Club Carlson Premier Rewards Visa

85,000
points

170,000
points

$2,500

$5,000

$75

$150
($75 x 2)

IHG Rewards Visa (Priority Club) 80,000
points
160,000
points
$1,000 $2,000 First year waived First year waived
Hilton Honors Surpass Card  75,000
points
150,000
points
 $3,000 $6,000  $75 $150
($75 x 2)
Hilton Honors Credit Card  40,000
points
80,000
points
 $750 $1,500  None None
Marriott Premier Rewards Card

read-review-button 70,000
points
140,000
points
$1,000 $2,000 First year waived First year waived
Citi Hilton Honors

40,000
points

80,000
points

$1,000

$2,000

None

None

Starwood Preferred Guest Credit Card from American Express

25,000
points

50,000
points

$5,000

$10,000

First year waived

First year waived

Starwood Preferred Guest Business Credit Card from American Express OPEN

25,000
points

50,000
points

$5,000

$10,000

First year waived

First year waived

Chase Hyatt Credit Card

2 free weekend nights

4 free weekend nights

$1,000

$2,000

$75

$150
($75x 2)

Citi Hilton HHonors TM  Reserve Card

2 free weekend nights -select properties

4 free nights – select properties

$2,500

$5,000

$95

$190
($95 x 2)

Terms Definitions:  Family Bonus:Combined bonus where both husband & wife apply for credit card.  Family Minimum Spend: Minimum spend required for both husband and wife to meet to receive bonus points/miles.  Family Annual Fees: Annual fees due for both husband and wive’s credit card accounts.

 


APPLY FOR REWARDS CARDS BY CLICKING ON THE BANNER BELOW

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Disclaimer: If you sign up using a banner or a link on the Miles Momma site, I appreciate your support  and do receive a commission with some affiliate links.  You can know that you are supporting the “little gal next door” and not giving more back to the big lenders.  If there’s a better deal available, I will directly link to it, and I will not receive a commission.  My goal is to bring you the best offers available online so that Miles Momma site will be your top mile and point resource.

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4 comments

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  1. Kim

    Faith, I am so thankful for your very precise and easy-to-read compilation chart of current cc bonuses. Nice work!

    Kim

    1. Miles Momma

      Thanks Kim. I try to keep it updated and as accurate as possible. It’s very helpful to me too throughout the year.

  2. Mark

    You say that the British Airways card has fee waived for first year, when I click thru to creditkarma, I see no mention of the fee being waived.

    1. Miles Momma

      @Mark – Thanks for catching my error. You are correct the British Airways Visa offer has changed and currently the fee IS NOT waived. I will update my spreadsheet. Thanks again! Maybe they will bring it back or at least bring back a 100k offer.

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