Credit Monitoring

Your credit score is a very valuable asset and something you should always protect, guard and monitor regularly.  I highly recommend monitoring your credit scores monthly.  One of my favorite truly free programs is Credit Sesame.  I use it all the time.  You can join for free (no credit card ever) and you will receive updates & alerts about activity on your account regularly.  Also below I recommend a few other programs where you can buy more detailed copies of your report for more further reviews.

Many of these services offer free reports as well.  Remember to read the details and cancel before the trial period is up if you don’t want to continue to pay for service. 

IDENTITY THEFT – How to protect yourself

Taking a look at your credit report regularly is very important for your financial health.  Also important is finding a good company to help monitor your credit report.  With the evolution of the internet came a whole new type of fraud – cyber fraud.  Criminals don’t need to swipe your wallet now, all they need to do is hack some system with your important financial credit card information or bank accounts.  You would be wise to pay for company to monitor your credit health and alert you to any new activity on your credit report.  Identity Force and Lifelock are a few companies I personally recommend that have been around for a long time and provide an excellent affordable service.  Lifelock regularly offers bonus miles/points for various loyalty brands to encourage you to not only sign up for their service but stay with them for a few years.

IDENTITY FORCE

Here is what they do and how it works.

They monitor your accounts
Using innovative technology, IdentityForce  tracks your identityany illegal use of your information. 

They alert you to activity
IdentityForce provides an early warning system  when your personal information is at risk. 

Take control with easy, quick access to your credit scores where or how your information is being used your keystrokes, PINs, and credit card information. 

 comprehensive 24/7 recovery services and  $1 million identity theft insurance coverage.  all paperwork, calls, and  every detail to ensure your identity is restored. Get more info here

Lifelock has been around for a long time and is a great company as well.  They have an excellent offer of 10% off and a 30 day risk free trial; experience their service before you decide. Learn more and start your free trial today!

Learn more about how Lifelock works in this quick 1 minute video