Credit Monitoring

Your credit score is a very valuable asset and something you should always protect, guard and monitor regularly.  I highly recommend monitoring your credit scores monthly.  One of my favorite truly free programs is Credit Sesame.  I use it all the time.  You can join for free (no credit card ever) and you will receive updates & alerts about activity on your account regularly.  Also below I recommend a few other programs where you can buy more detailed copies of your report for more further reviews.

Many of these services offer free reports as well.  Remember to read the details and cancel before the trial period is up if you don’t want to continue to pay for service. 

• Credit Sesame -Free credit monitoring (no credit card required ever)

• Credit Karma – Free credit monitoring (no credit card required ever)

• Free Credit Score360

• TransUnion Free Credit Score & $1 Report

• GoFreeCredit

• Get Equifax Small Business Report

• Experian – 3 Credit Scores & Report

IDENTITY THEFT – How to protect yourself

Taking a look at your credit report regularly is very important for your financial health.  Also important is finding a good company to help monitor your credit report.  With the evolution of the internet came a whole new type of fraud – cyber fraud.  Criminals don’t need to swipe your wallet now, all they need to do is hack some system with your important financial credit card information or bank accounts.  You would be wise to pay for company to monitor your credit health and alert you to any new activity on your credit report.  Identity Force and Lifelock are a few companies I personally recommend that have been around for a long time and provide an excellent affordable service.  Lifelock regularly offers bonus miles/points for various loyalty brands to encourage you to not only sign up for their service but stay with them for a few years.

IDENTITY FORCE

Here is what they do and how it works.