Best Rewards Credit Cards


Looking for the best rewards credit card to suit your needs? You’ve come to the right place. Rewards credit cards are becoming used by more and more Americans to supplement their travel, supermarket, shopping, and even day-to-day expenses. A recent Capital One (NYSE:COF) survey said, this ‘free money’ is the top motivation for consumers who use rewards credit cards. I know my wallet is full with only the best rewards credit cards.  I highly recommend the use of  rewards credit cards to help you and your family travel the world for “free” or next to it!

Below are some of the best credit card bonuses currently offered.

LIMITED TIME OFFERS

chase-ink-plusInk Plus® Business Credit Card
Limited Time Offer:  Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards. You will earn 5 points per dollar on the first $50,000 spent in combined purchases at office supply stores and on cellular, landline, internet and cable TV services each account anniversary year. In addition you will earn 2 points per dollar on the first $50,000 spent in combined purchases at gas stations and hotel stays booked directly with the hotel each account anniversary year and 1 point per dollar on other purchases. This card comes with a $95 annual fee, but you will receive various benefits like no foreign transaction fees, free employee cards, spend flexibility, transfer partners and portal bonuses.

chase-ink-cashInk Cash® Business Credit Card
Limited Time Offer:
 Earn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening. In addition you will earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores, and on cellular phone, landline, internet, and cable TV services each account anniversary year. You will also earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, and unlimited 1% cash back on all other purchases. This card comes with 0% introductory APR on purchases and balance transfers for 12 months then 13.24% Variable APR and no annual fee.

chase-marriott-rewards-visaMarriott Rewards® Premier Credit Card
• Limited Time Offer – Earn 80,000 points after you spend $3,000 on purchases in the first 3 months from account opening. Enjoy 1 Free Night Stay at a category 1-5 locations every year after your account anniversary date. You will earn 5 points at 3,800 Marriott locations, 2 points on airline tickets purchases directly with the airlines, at car rental agencies & restaurants and 1 point everywhere else. There is an $85 annual fee on this card, but there are no foreign transaction fees and you will enjoy wider acceptance when you travel with your embedded chip card and make purchases at chip-enabled card readers.

Citi® / AAdvantage® Executive World EliteTM MasterCard®citi-executive-aa-world-elite-mastercard
Limited Time Offer
Earn 75,000 AAdvantage bonus miles after making $7,500 in purchases within the first 3 months of account opening. With this card you’ll get your first checked bag free on domestic American Airlines and US Airways itineraries for you and up to eight companions, Admirals Club membership privileges and no foreign transaction fees. Each calendar year when you spend $40,000 on your card you will earn 10,000 AAdvantage elite qualifying miles. In addition when you make American Airlines purchases you will earn 2 miles per dollar and 1 mile per dollar earned on all other purchases. This card comes with a $450 annual fee, but you will receive a statement credit up to $100 every 5 years, asreimbursement for your application fee for Global Entry or TSA Pre®.

citi-thankyou-premierCiti ThankYou® Premier Card
Limited Time Offer – Earn 60,000 points $3,000 in purchases within the first 3 months of card opening – redeemable for $500 in gift cards, $625 for airfare, or other great rewards. Additionally you will earn 3 ThankYou Points on travel including gas, 2 points on dining out and entertainment and 1 ThankYou point on other purchases. This card comes with a $95 annual fee that is waived for the first 12 months and there are no foreign transaction fees on purchases.

citi-hilton-hhonor-visa-signature-card-xlargeCiti® Hilton HHonorsTM Reserve Card
Limited Time Offer: Earn a $100 statement credit after spending $100 or more on your first hotel stay in the Hilton Portfolio within the first 3 months of account opening. Earn 2 weekend night certificates good at select hotels and resorts in the Hilton Portfolio after you spend $2,500 in purchases in the first 4 months. Additionally you will earn 10 points per dollar spent on hotel stays within the Hilton Portfolio, 5 points per dollar spent on airline and car rental purchases and 3 points per dollar spent on all other purchases. Though there is a $95 annual fee, when you spend $10,000 in a year you will receive a Free Weekend Night certificate that is valid at a Category 1-10 hotels aside from those on the exclusion list.

citi-hilton-hhonor-visa-signature-card-xlargeCiti® Hilton HHonors™ Visa Signature® Card
Limited Time Offer   Earn 75,000 Hilton HHonors Bonus Points after making $2,000 within the first 3 months. In addition you will earn 6 points for each dollar spent at any participating hotel within the Hilton Portfolio, 3 points per dollar of eligible purchases at supermarkets, drug stores and gas stations, and 2 points for all other eligible purchases. With this card there is no annual fee and you will enjoy the benefits of HHonors Silver status as long as you are a cardmember.

Wyndham_Fee_VisaWyndham Rewards® Visa Signature® Card
Limited Time Offer – Earn up to 30,000 Wyndham Rewards bonus points with first purchase, plus an additional 15,000 bonus points when you spend $1,000 within the first 90 days of account opening. That is equivalent to 3 free nights at any Wyndham location, which includes 7,500 hotels. In addition you will earn up to 5 points per dollar spent on qualified hotel stays and 2 points per dollar spent everywhere else. You will also earn 15,000 bonus points on your account anniversary every year. This card comes with a $69 annual fee.

citi-prestigeCiti Prestige® Card
Limited Time Offer –  Earn 50,000 bonus ThankYou Points after $3,000 in purchases made with your card in the first 3 months the account is open plus a $250 Air Travel Credit each year. You will earn 3x points on Air Travel and Hotels, 2x points on Dining at Restaurants and Entertainment and 1 point per $1 spent on other purchases. Although this card comes with a $450 annual fee it has chip based technology and you will receive a complimentary 4th night for any hotel stay.

chase-united-mileageplus-explorer-cardUnited MileagePlus® Explorer Card
• Limited Time Offer: Earn 50,000 bonus miles after spending $3,000 on purchases in the first 3 months. You can earn another 10,000 miles if you spend $25,000 within a calendar year. In addition you will earn 2 miles per dollar spent on tickets purchased from United and 1 mile per dollar spent on all other purchases and you can check your first bag for free which will save you up to $100 per roundtrip. The $95 annual fee on this card is waived for the first year and there are no foreign transaction fees.

amex-simply-cashAmerican Express Simply Cash Business Card
Limited Time Offer: Earn a one-time 
$250 statement credit after you spend $5,000 or more in qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by September 21, 2015. Earn 5% cash back at U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers, 3% cash back on the category of your choice and 1% cash back on all other purchases. 5% and 3% cash back earning applies to purchases up to $25,000 per rebate year, then you will earn 1% cash back thereafter. This card is a smart choice for your business because it comes with no annual fee and 0% intro APR on purchases for the first 9 months then 12.24% – 19.24% Variable. Terms and Restrictions Apply.

TOP REWARDS CARDS

amex-gold-delta-skymiles-cardGold Delta SkyMiles® Credit Card from American Express
Limited Time Offer: Earn 50,000 bonus miles after you make $2,000 in purchases on your new Card within your first 3 months. Additionally you will earn a $50 statement credit after you make a Delta purchase within 3 months. Your application must be received by 6/30/2015 to be eligible for this offer. Also earn 2 miles for each dollar spent on qualifying Delta purchases and 1 mile per dollar spent on qualifying purchases. With this card the annual fee will be $0 for your first year of Card Membership with an introductory offer, then $95 and there are no foreign transaction fees when you spend overseas. Aside from the points you’ll be earning on qualifying purchases, you’ll also receive your first checked bag free and priority boarding. Terms and limitations apply.

amex-platinum-delta-skymiles-cardPlatinum Delta SkyMiles® Credit Card
Special Offer Expires June 30, 2015: Earn 10,000 Medallion® Qualification Miles and 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Additionally you will earn a $100 statement credit after you make a Delta purchase with your new card within the first 3 months. You will also earn 2 miles per dollar on purchases made directly with Delta and 1 mile per dollar spent on every other eligible dollar spent for all other purchases. The annual fee is $195. Aside from earning miles on your eligible day-to-day purchases, you’ll also receive your first checked bag free on every Delta flight and a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Terms and Restrictions Apply.

chase-ink-plusInk Plus® Business Credit Card
Limited Time Offer:  Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards. You will earn 5 points per dollar on the first $50,000 spent in combined purchases at office supply stores and on cellular, landline, internet and cable TV services each account anniversary year. In addition you will earn 2 points per dollar on the first $50,000 spent in combined purchases at gas stations and hotel stays booked directly with the hotel each account anniversary year and 1 point per dollar on other purchases. This card comes with a $95 annual fee, but you will receive various benefits like no foreign transaction fees, free employee cards, spend flexibility, transfer partners and portal bonuses.

British-Airways-Signature-Visa-CardBritish Airways Visa Signature® Card
• Earn 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening. Additionally you will earn 3 Avios for every dollar spent on British Airways purchases and 1 Avios for every dollar spent on all other purchases. Each calendar year that you spend $30,000 on your card, you will earn a Travel Together Ticket that is good for two years. Although this card comes with an annual fee of $95 it is waived the first year and you will pay no foreign transaction fees while abroad. This card also comes with Smart Chip Technology that allows you to use your card for chip based purchases in Europe and beyond.

amex-starwood-preferredStarwood Preferred Guest® Credit Card from American Express
• Earn 25,000 bonus Starpoints after you use your new card to make $3,000 in purchases within the first 3 months. Earn free nights at over 1,100 hotels and resorts in nearly 100 countries with no blackout dates. Additionally you will earn up to 5 StarPoints at participating SPG hotels (that’s 2 StarPoints for which you may be eligible as a Cardmember in addition to the 2 or 3 StarPoints for which you may be eligible as an SPG member) and 1 point per dollar spent on other eligible purchases. The $65 annual fee on this card is waived for the first year. Terms and Restrictions Apply.

Club Carlson Premier Rewausbank-club-carlson-visards Visa Signature® Card
• Earn 85,000 Gold Points – 50,000 of which will be earned after your first purchase, plus 35,000 more points once you spend $2,500 within the first 90 days. You will earn 10 points per dollar spent spent in eligible net purchases at participating Carlson Rezidor hotels and 5 points per dollar spent everywhere else. Earn 40,000 renewal bonus points each year when you renew your card. Although there is a $75 annual fee, Club Carlson cards come with Gold status after you activate and use your card.  Subject to credit approval.

ihgIHG® Rewards Club Select Credit Card
• Earn 70,000 bonus points after you spend $1,000 in the first 3 months of account opening, plus you can enjoy a free night of card membership at over 4,700 hotels worldwide. You will earn 5 points for each $1 spent at IHG hotels and 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants. Bonus points are redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®. Receive automatic platinum elite status, as long as you remain a cardmember. This card comes with a $49 annual fee that is waived the first year.

Chase Sapphire Preferred® Cardchase-sapphire
• Earn 40,000 points after you spend $4,000 in the first 3 months. Thats $500 in travel when you redeem through Chase Ultimate Rewards®. You will earn another 5,000 bonus points when you add an additional cardholder and make a purchase within the first 3 months. This is one of my favorite cards because you earn 2 points per dollar spent on all dining and travel which includes train tickets, cabs, airfare, and parking. You’ll also earn 1 point per dollar on all other purchases. There are no foreign transaction fees when using this card abroad, and it is chip-enabled for enhanced security and wider acceptance. You can now earn 3 points per dollar on dining on the first Friday of every month. This card comes with a $95 annual fee that is waived the first year.

Citi®/ AAdvantage® Platinum Select® MasterCard®citi-aadvantage-platinum-visa-card-xlarge
• Limited Time Offer – Earn 50,000 American Airlines AAdvantage® bonus miles after $3,000 in purchases within the first 3 months of card membership. You will receive 10% of your redeemed miles back – up to 10,000 miles each calendar year. You will also earn 2 miles per dollar spent on eligible American Airlines purchases. Enjoy Group 1 boarding, first checked bag free on domestic American Airlines and US Airways flights and 25% off on eligible in-flight savings. This card comes with a $95 annual fee that is waived the first year and is a chip and signature card.

British-Airways-Signature-Visa-CardBritish Airways Visa Signature® Card
• Earn 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening. Additionally you will earn 3 Avios for every dollar spent on British Airways purchases and 1 Avios for every dollar spent on all other purchases. Each calendar year that you spend $30,000 on your card, you will earn a Travel Together Ticket that is good for two years. Although this card comes with an annual fee of $95 it is waived the first year and you will pay no foreign transaction fees while abroad. This card also comes with Smart Chip Technology that allows you to use your card for chip based purchases in Europe and beyond.

chase-united-mileageplu-club-cardUnited MileagePlus® Club Card
• Receive a $100 statement credit after your first purchase and enjoy full United Club membership while you are a cardholder. You will earn 2 miles per dollar on United purchases and 1.5 miles per dollar spent on everything else. On United-operated flights you’ll get your first and second check bags free as well as priority check in and boarding. This card comes with a $395 annual fee but when you sign up for the card in a Chase branch, the first year is waived.

citi-aadvantage-platinum-visa-card-xlargeCiti®/ AAdvantage® Platinum Select® MasterCard®
• For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after $3,000 in purchases within the first 3 months of card membership. You will receive 10% of your redeemed miles back – up to 10,000 miles each calendar year. Enjoy Group 1 boarding and 25% off on eligible in-flight savings. This card comes with a $95 annual fee that is waived the first year and is a chip and signature card.

Citi ExecutiveSM / AAdvantage® World EliteTM MasterCard
• Earn 50,000 AAdvantage miles when you spend $5,000 within the first 3 months. With this card you’ll get your first checked bag free, Admirals Club membership privileges, 25% off in-flight purchases, and no foreign transaction fees for an annual fee of $450. Each calendar year when you spend $40,000 on your card you will earn 10,000 AAdvantage elite qualifying miles. In addition when you make American Airlines purchases you will earn 2 miles per dollar and 1 mile per dollar earned on all other purchases.

amex-delta-reserve-cardDelta Reserve Credit Card from American Express
• Earn 10,000 bonus miles and 10,000 MQMs after your first purchase on your new card. Earn 2 miles per eligible dollar spent on Delta purchases and 1 mile per dollar spent on other eligible purchases. Receive complimentary access to Delta Sky Club® lounges and a domestic economy class companion certificate each year upon renewal. Payment of the government takes and fees range from $28.20 to $69.20 for itineraries with two to four flight segments is required.You can earn 15,000 bonus miles and 15,000 MQMs after you spend $30,000 or more in qualifying purchases on your card in a calendar year. You can earn an additional 15,000 bonus miles and 15,000 MQMs after you spend $60,000 or more in qualifying purchases on your card in a calendar year. This card comes with a $450 annual fee. Terms Apply.

barclay-lufthansa-premier-miles-and-more-world-mastercardMiles & More® Premier World MasterCard®
• Earn 20,000 miles after your first purchase and payment of the annual fee. You will earn 2 award miles per dollar spent on tickets purchased directly from Miles & More integrated airline partners, 1 mile per dollar on all other purchases. Cardholders will receive a companion ticket after first purchase and payment of the annual fee then annually thereafter. With this card there is a $79 annual fee and no foreign transaction fees. The annual fee is waived for SEN and HON Circle Members.

bank-of-hawaii-hawaiian-visaHawaiian Airlines World Elite MasterCard
• Earn 35,000 bonus miles after your first purchase. Receive a free checked bag for the primary cardholder when you purchase tickets directly from Hawaiian Airlines and a 50% off companion discount for roundtrip coach travel between Hawaii and North America. Earn 2 points per dollar on purchases directly from Hawaiian Airlines and 1 point per dollar on all other transactions. You can earn up to 10 points per dollar with participating partners and every year you will earn $100 companion discount, 5,000 annual bonus miles and $100 in flight purchase for Pualani Platinum and Pualani Gold members. This card has no foreign transaction fees although it has an $89 annual fee.

chase-southwest-rapid-rewards-visaSouthwest Airlines Rapid Rewards® Premier Card
• Earn 50,000 bonus points after you spend $2,000 in the first three months of account opening. Receive an additional 6,000 points after cardmember anniversary. With this card you will earn 2 points per dollar spent on Southwest Airlines® purchases made directly with the airlines and on Rapid Rewards Hotel and Car Rental Partner purchases. You will earn 1 point per dollar spent on all other purchases. There is a $99 annual fee with this card, though it comes with no foreign transaction fees. Read this post for more information on the Companion Pass.

bank-of-america-virgin-atlantic-cardVirgin America Visa Signature® Card
• Earn 10,000 points after you spend $1,000 in your first 90 days as a cardholder; that’s up to $200 toward no-blackout reward flights on Virgin America. Additionally you will earn 3 bonus reward points per $1 spent with Virgin America and 1 point for every $1 spent on all other card purchases. Enjoy one free checked bag each for you and your plus-one on Virgin America flights and bring a friend along for the ride with $150 off a companion ticket every year. You will save 20% on all of your RED™ in-flight purchases, including meals, snacks, cocktails, and on-demand entertainment. This card comes with a $49 annual fee.

lanpassLANPASS Visa Signature® Card
• Earn 20,000 bonus miles after first purchase and an additional 4,000 miles with your annual credit card renewal. You will earn 1 mile for every $1 in net purchases and 2 miles for every $1 spend on LAN ticket purchases. There is no cap on the amount of miles you can earn. Every year you will receive a 20% discount on LAN purchases (up to $1,000), a 25% flight miles bonus and 3 one-way upgrade coupons. This card comes with a $75 annual fee that is waived for the first year.

frontier-world-mastercardThe Frontier Airlines World MasterCard®
• Earn 50,000 miles on qualifying transactions, 40,000 miles will be earned after spending $500 in the first 90 days and up to 10,000 miles will be earned with initial balance transfers in the first 90 days. In addition you will earn 2 miles per dollar on Frontier purchases and 1 mile per dollar on all other purchases. This card comes with a $69 annual fee, but companion tickets can be redeemed for 5,000 fewer miles than normal.

discover-itDiscover it® Miles
• Exclusive Double Miles Offer: At the end of your first year Discover will double all the Miles you’ve earned. You will also earn 1.5x miles on every dollar you spend on purchases. 100 Miles is equal to $1 value and you can redeem Miles in any amount toward travel purchases on your statement or get cash as a direct deposit to your bank account. Discover pays you back for your in-flight Wi-Fi fees—up to $30 a year—with an automatic statement credit and you will receive a free FICO credit score on your monthly statements, mobile app and online. There is no annual fee for this card.


Club Carlson<sup>SM</sup> Premier Rewards Visa Signature® Card


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