Chase Ink Plus Business Card Review

Chase Ink Plus Business Card Review 2014

chase-ink-plusThe Chase Ink Plus® Business Card offers 50,000 bonus points after you spend $5,000 in the first 3 months from account opening- that’s $625 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. Chase has a  1:1 point transfer to participating travel programs with no transfer fees. Furthermore, you get 20% off travel redemption when booked through Ultimate Rewards. The $95 annual fee is waived for the first year.

Chase Ink Plus Business Card Review

Rewards Program Overview:

If you are a business owner looking to boost your gains, the rewards program offers 5x the points on office supplies, telecommunications such as cellular phone, landline, internet, and cable TV services on the first $50,000 spent annually. Design with business in mind, the Ink Plus Business Card from Chase rewards users for spending money on travel and internet access. There is also 2 bonus points for every $1 spent on gas stations and hotels – limited to $50,000 in spending. Finally, you get 1 bonus point for every $1 spent everywhere else with no limit.

The Chase Ultimate Rewards points can do wonder when transferring Ultimate Rewards points to airline partners or hotel partners. The choice of airline and hotel partners is also much better in comparison to the transfer options of American Express’ Membership Reward Points.

Business Credit Card:

The Chase Ink Plus® Business Card is a business credit card which means you can pay a portion of your credit card bill each month if you wish. Obviously, you should be paying off your statement each month to avoid the interest charges. Just like any business card, you may qualify for this card even if they don’t currently own a business. If you ever sell anything on eBay, Craigslist, or do an freelance, then your business is called sole proprietorship.  Simply use your name as business ID and Social Security number as tax ID. There will be a credit inquiry , but the credit line will not appear on your personal credit report.

No Foreign Transaction Fees:

For businesses that do a lot of work overseas, Chase Ink Plus offers no foreign transaction fees. You can make any purchases out of the country without paying an extra fee every time you swipe. With the 1:1 point transfer to popular travel programs, businesses will get the most out of their travel expenditures. Other cards will have standard fees are 2%-3% which negate any points accumulation.

How to use 50,000 Ultimate Reward points:

Simply spend $5,000 within the first 3 months of account opening to qualify for the 50,000 bonus points. The 50K Chase Ultimate Rewards points which are very valuable that can be redeemed for gift cards($500 value), travel through the Ultimate Rewards Portal($625 value), and transfer to hotel and airline partners($625 – $2,000+ value).

Many cardholders use their Ultimate Rewards points(1:1 transfer ratio) to convert to other airline and hotel partners such as: United, British Airlines, Southwest Airlines, Korean Air, Hyatt, Marriott, Priority Club, Ritz Carlton, Amtrak, and more. One of the best ways to redeem the 50,000 Chase Ultimate Rewards points is by getting 2 nights in a top category 6 Hyatt hotels such as the Park Hyatt in Paris, Tokyo, or the Maldives. You can do this by transferring the points to Hyatt and redeem for hotel rooms which costs $500 or more per night.



I highly recommend the Chase Ink Plus Business Card.  This is by far one of the best business rewards cards currently available.  You get 50,000 points after spending $5,000 within 3 months is a huge bonus especially there is no annual fee for the first year. For people who can max out the 5X category up to $50K at Office Supply stores and telecommunication services, that’s 250K in Ultimate Rewards points! On top of the reward points, you pay no foreign transaction fee and get two free complimentary lounge club membership passes. Bottom line this is a card for your wallet!

Apply for the Chase Ink Plus® Business Card today and start earning!



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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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