Cash Back Credit Cards

Cash back credit cards are the perfect way to put more money back into your pocket for purchases you are going to make anyway.  Why pay cash for something you buy when you could earn cash back on that purchase if you only use a cash back rewards credit card.  Many credit cards offer cash back incentives these days.  The key is finding the right card for your spending habits to maximize every dollar your household or business spends.   The sooner you begin using a cash back rewards credit card the faster you will accumulate money for your next travel adventure or just something may you’d like to purchase.   Don’t buy things will cash because you are literally leaving “free money” on the table.  Simply use the right cash back rewards card, and pay that cash you would have used to your credit card.  It’s that easy!  Don’t let the credit card companies get you in debt!  Use your good credit as the asset is it to bring you some free cash!


CASH BACK CREDIT CARD OFFERS

chase-ink-bold Ink Cash® Business Credit Card
•             LIMITED TIME OFFER: Earn $300 bonus cash back when you spend $3,000 in the first 3 months. In addition you will earn 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services, 2% cash back on the first $25,000 spent annually at gas stations and restaurants, and 1% cash back on everything else. This card comes with 0% introductory APR on purchases and balance transfers for 12 months then 13.24% (Variable) and no annual fee.

chase-freedomChase Freedom®
•             Earn a $100 Bonus after you spend $500 in the first 3 months and earn 1% cash back on everything you buy. Earn a $25 bonus after you add your first authorized user and make a purchase within the same 3 month period. Another benefit of this card is that each quarter you can activate your Freedom card to maximize category bonuses. Starting April 1 through June 30, 2015 you will earn 5% Cash Back on up to $1,500 in combined purchases at Restaurants, Bed Bath & Beyond®, H&M®, and Overstock.com®. This is a great card for beginners because there is no annual fee and an intro APR rate of 0% on purchases and balance transfers for the first 15 months, which then increases to 13.99%-22.99%.

capital-one-quicksilver-cash-rewardsCapital One® Quicksilver® Cash Rewards Credit Card
•             Earn a one-time bonus of $100 cash back after spending $500 within the first 3 months. Earn an additional unlimited 1.5% cash back on every single purchase with no rotating categories or sign ups needed. Enjoy a 0% intro APR on purchases and balance transfers until February 2016 which will increase to 12.9% – 22.9% (V) thereafter; balance transfer also have a 0% intro APR until February 2016, a 3% fee applies to each balance transferred. Pay no annual fee or foreign transaction fees for this card. Receive access to the Capital One® Credit Tracker – the free way to easily monitor your monthly credit score anytime, anywhere.

bankofamerica-travelBankAmericard Cash Rewards™ Credit Card
•             Online-exclusive: $100 cash rewards bonus after you spend $500 on purchases within the first 90 days of account opening. Earn 1% cash back on purchases everywhere, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter. These categories do not change and your rewards will not expire. Additionally you will get an ongoing 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account. This card comes with no annual fee and 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then 12.99% – 22.99% variable APR.

capital-one-quicksilver-cash-rewardsCapital One® QuicksilverOne® Cash Rewards Credit Card
•             Earn an unlimited 1.5% cash back on every single purchase with no rotating categories or sign ups needed. Enjoy a 0% intro APR on purchases and balance transfers until February 2016 which will increase to 22.9% (V) thereafter. There is a $39 annual fee for this card. Get access to a higher credit line after making your first 5 monthly payments on time. You will also receive Fraud Coverage if your card is ever lost or stolen. Get free access to your monthly credit score and credit tips using Capital One® Credit Tracker.

discover-itDiscover it®
•             Earn 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014. Earn 1% cash back on all other purchases. Also enjoy no annual fee, no overlimit fee, no foreign transaction fee, and 0% APR on purchases and balance transfers for 14 months then 10.99% to 22.99% Variable. There is a 3% fee for each balance transfer. You will also get your free FICO Credit Score on your monthly statement to help you stay on top of your credit.

upromise-visaUpromise World MasterCard®
•             Earn a $100 cash back bonus after first purchase in the first 90 days of account opening. In addition you will earn up to 10% cash back on eligible purchases at participating online shopping and travel partners through Upromise.com, 5% cash back on your total eligible restaurant bill from participating Upromise restaurants, 2% cash back on eligible in-store department store and movie theater locations and 1% cash back on all other purchases. Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening, then 13.99%, 19,99% or 22.99% will apply depending on your creditworthiness.

 

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