Best Credit Card Category Bonuses

If you are looking to maximize your earning thorough using the best credit card with the highest point earnings then you’ll want to review this list of the top credit card category bonuses.  Using the right card in each store is critical to maximizing your earning.

Best Card for Travel & Airline RewardsBonusEarningsSpend Limits/Notes
AAA Member Rewards3X3%
Amex Platinum (Personal Cards Only)5X9.10%5X only when booked directly with airline
Amex Business Gold Rewards3X MR5.46%3X only when booked directly w/ airline. Cardholders can choose one 3X category from: airfare, US advertising in select media, US gas stations, US shipping, US computer hardware, software and cloud computing. Options not selected offer 2X. 3X and 2X earnings apply to your first $100,000 in purchases per category per year, 1X point per dollar thereafter.
Amex SimplyCash Plus3%3%$50K per year
Bank of America Premium Rewards with Platinum Honors Rewards3.5X3.50%
Barclaycard Uber Visa Card3%3%
Bank of America Premium Rewards with Platinum Rewards3X3%
Bank of America Premium Rewards with Gold Rewards2.5X2.50%
Chase Sapphire Reserve Card3X UR5.46%
Chase Ink Business Preferred3X UR5.46%$150K per year
Chase Sapphire Preferred Card2X UR3.64%
Citi Prestige3X TY5.46%3X for airlines, hotels, and travel agencies
Citi ThankYou Premier3X TY5.46%3X for all travel
Citi AT&T Access More3X TY5.46%3X for online travel purchases only
CNB Crystal Visa Infinite3X3.75%
Costco Anywhere Visa3%3%
FNBO TraveElite Credit Card3X3%
Hilton Honors American Express Aspire Card7X3.15%Flights booked directly with airlines or amextravel.com
Huntington Voice3X3%$2K per quarter
Hilton Honors American Express Business Card6X2.70%Flights booked directly with airlines or amextravel.com
Morgan Stanley Amex2X MR3.64%2X only when booked directly w/ airline
Premier Rewards Gold Card from American Express3X MR5.46%3X only when booked directly w/ airline
PenFed Premium Travel Rewards5X4.25%
Sam’s Club MasterCard3%3%
TD First Class Visa Signature3X3%
USB Altitude Reserve3X4.50%3X travel categories include: airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise lines.
US Bank FlexPerks Gold Amex2X3%Airlines
US Bank FlexPerks Travel Rewards2X3%Airlines
Union Bank Graphite Amex3%3%
Best Card for HotelsBonusEarningsSpend Limits/Notes
Amex SimplyCash Plus3%3%$50K per year
Bank of America Premium Rewards with Platinum Honors Rewards3.5X3.50%
Barclaycard Uber Visa Card3%3%Hotels and Vacation Home Rentals
Bank of America Premium Rewards with Platinum Rewards3X3%
Bank of America Premium Rewards with Gold Rewards2.5X2.50%
Chase Sapphire Reserve Card3X UR5.46%
Chase Ink Business Preferred3X UR5.46%$150K per year
Chase Sapphire Preferred Card2X UR3.64%
Chase Ink Plus2X UR3.64%$50K per year
Citi Prestige3X TY5.46%
Citi ThankYou Premier3X TY5.46%
Citi AT&T Access More3X TY5.46%Online travel purchases only
CNB Crystal Visa Infinite3X3.75%
Huntington Voice3X3%$2K per quarter
USB Altitude Reserve3X4.50%3X travel categories include: airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise lines.
Mastercard Easy Savings Program4%4%Earn a 4% cash rebate in addition to normal card rewards at midscale and economy hotels such as Super 8, Holiday Inn, Ramada, Days Inn, Hampton Inn, EconoLodge, Howard Johnson, Hyatt Place and Hilton Garden Inn
Amex OPEN small business card - OPEN Savings
Dream Hotels: 5%
MGM Properties: 4%
Night Hotels: 5%
La Quinta Inn & Suites: 10%
Wyndham Hotels (all brands): 5%
Best Card for Car RentalsBonusEarningsSpend Limits/Notes
Chase Sapphire Reserve Card3X UR5.46%
Chase Ink Business Preferred3X UR5.46%$150K per year
Citi ThankYou Premier3X TY5.46%
Citi Prestige3X TY5.46%3X only for car rentals booked through travel agency
Citi CitiBusiness AAdvantage World MasterCard2X3.46%
Hilton Honors American Express Business Card6X2.70%Car rentals booked directly from select car rental companies
Hilton Honors American Express Aspire Card7X3.15%Car rentals booked directly from select car rental companies
Huntington Voice3X3%$2K per quarter
CNB Crystal Visa Infinite3X3.75%
Chase Sapphire Preferred Card2X UR3.64%
Morgan Stanley Amex2X MR3.64%Select car rental companies (found here)
US Bank Cash+5%5%$2000 per quarter
Any Amex OPEN small business card via OPEN Savings5%5%Earn a cash rebate in addition to normal card rewards at Hertz
Any Visa small business card enrolled in Visa SavingsEdge4%4%Earn a cash rebate in addition to normal card rewards at National Car Rental and Alamo.
Best Card for GasBonusEarningsSpend Limits/Notes
Amex EveryDay Preferred with Platinum2X to 3X MR3.64% to 5.46%US only
Amex Blue Cash Preferred3%3%US only
Amex Blue Cash (old version)1%, 5%1%, 5%1% for first $6500 spend, then 5% capped at $50K spend per year. US only
Amex Business Gold Rewards3X MR5.46%Cardholders can choose one 3X category from: airfare, US advertising in select media, US gas stations, US shipping, US computer hardware, software and cloud computing. Options not selected offer 2X. 3X and 2X earnings apply to your first $100,000 in purchases per category per year, 1X point per dollar thereafter.
Amex SimplyCash Plus3%3%$50K per year
BOA Cash Rewards for Business3%3%$250K per year
BOA Americard Cash Rewards3%3%$2,500 in combined grocery/wholesale club/gas purchases each quarter
Bellco VISA Platinum Rewards3X3%
BOA Americard Cash Rewards with Platinum Honors Preferred Rewards5.25%5.25%$2,500 in combined grocery/wholesale club/gas purchases each quarter
BOA Americard Cash Rewards with Gold Preferred Rewards4.50%3.75%$2,500 in combined grocery/wholesale club/gas purchases each quarter
Chase Ink Ink Plus2X UR3.64%$50K per year
Chase Ink Cash2X UR3.64%$25K per year
Chase AARP3%3%
Chase MileagePlus Explorer for Business2X2.80%
Citi ThankYou Premier3X TY5.46%
Costco Anywhere Visa4%4%$7K per year
CNB Crystal Visa Infinite3X3.75%
Diner’s Club Card Elite3X DC5.46%
Ducks Unlimited5%5%
Golden1 Platinum Rewards Visa3%3%
Hilton Honors™ Card from American Express5X2.25%US only
Hilton Honors Ascend Card from American Express6X2.70%US only
Hilton Honors American Express Business Card6X2.70%US only
Huntington Voice3%3%$2K per quarter
PenFed Platinum Cash Rewards Plus5%5%5% specific to gas purchases paid at pump
Fort Knox Federal Credit Union Visa Platinum5%5%
Mercedes-Benz Credit Card from American Express3X MR5.46%US only, for each transaction of $400 or less (Effective May 1 2017, limited to $15K per calendar year year; purchases made before May 1, 2017 will not be counted toward the 2017 calendar year maximum)
Paypal Extas MasterCard, EBay MasterCard3X2.50%
PenFed Platinum Cash Rewards3%3%
Premier Rewards Gold Card from American Express2X MR3.64%US only
Sam’s Club MasterCard5%5%$6K per year
Santander Bravo3%3%$5K per quarter
US Bank FlexPerks Gold Amex2X3%
US Bank FlexPerks Travel Rewards (2)2X3%
US Bank FlexPerks Business Edge Travel Rewards (2)2X3%
US Bank Business Edge Cash Rewards3%3%Plus, receive a 25% annual bonus based on your prior year’s Cash Rewards, up to $250
UMB Simply Rewards VISA3X3%
Wells Fargo Propel American Express Card3X3%
Wells Fargo Cash Back Card(8)5%5%First 6 months on up to $12,500 in purchases
Visa Card with SavingsEdge Program2%2%Earn a cash rebate in addition to normal card rewards at participating Chevron, Texaco, and Sheetz stations.
Mastercard with Mastercard Easy Savings1%1%Earn a 1% cash rebate in addition to normal card rewards at participating Fuelman Network stations.
Best Card for Grocery StoresBonusEarningsSpend Limits/Notes
Amex EveryDay Preferred3X to 4.5X MR5.46% to 8.19%$6K per year, US supermarkets only
Diner’s Club Card Elite3X DC5.46%
Amex Blue Cash (old version)1%, 5%1%, 5%1% for first $6500 spend, then 5% capped at $50K spend per year. US only
Amex EveryDay2X to 2.4X MR3.64% to 4.37%%$6K per year, US only
Amex Blue Cash Preferred6%6%$6K per year, US only
Amex Blue Cash Everyday®3%3%$6K per year, US only
Bellco VISA Platinum Rewards3X3%
BOA Americard Cash Rewards with Platinum Preferred Rewards3%3%$2,500 in combined grocery/wholesale club/gas purchases each quarter
BOA Americard Cash Rewards with Platinum Honors Preferred Rewards3.50%3.50%$2,500 in combined grocery/wholesale club/gas purchases each quarter
CNB Crystal Visa Infinite3X3.75%
Consumers Credit Union Visa Signature Cash Rebate3%3%$6K per year beginning Jan 1 2016
Golden1 Platinum Rewards Visa3%3%
Hilton Honors Ascend Card from American Express6X2.70%US only
Hilton Honors™ Card from American Express5X2.25%US only
Huntington Voice3X3%$2K per quarter
Premier Rewards Gold Card from American Express2X MR3.64%US only
Santander Bravo3X3%
UMB Simply Rewards VISA3X3%$5K per quarter
US Bank FlexPerks Travel Rewards2X3%
Wells Fargo Cash Back Card5%5%First 6 months on up to $12,500 in purchases
Best Card for BookstoresBonusEarningsSpend Limits/Notes
Amazon Prime Rewards5% (Amazon purchases only)5%Requires Amazon Prime membership.
Amazon Store Card5% (Amazon only)5%Requires Amazon Prime membership.
Barnes & Noble MasterCard5% (Barnes & Noble bookstores only)5%
Marvel Mastercard3%3%
US Bank Cash+5%5%$2000 per quarter
Best Card for CharitiesBonusEarningsSpend Limits/Notes
US Bank FlexPerks Travel Rewards2X3%
Best Card for Department StoresBonusEarningsSpend Limits/Notes
Blue Cash Preferred3%3%US only
Citi AT&T Access More3X TY5.46%Only online retail purchases earn 3X
Huntington Voice3X3%$2K per quarter
Morgan Stanley Amex2X MR3.64%Select US department stores
US Bank Cash+5%5%$2000 per quarter
Best Card for DrugstoresBonusEarningsSpend Limits/Notes
Amex Blue Cash (old version)1%, 5%1%, 5%1% for first $6500 annual spend, then 5% capped at $50K spend per year. US only
Huntington Voice3X3%$2K per quarter
Diner’s Club Card Elite3X DC5.46%
Wells Fargo Cash Back Card5%5%First 6 months on up to $12,500 in purchases
Best Card for Office Supply StoresBonusEarningsSpend Limits/Notes
Amex Simply Cash Plus5%5%$50K per year. US only
BOA Cash Rewards for Business3%3%$250K per year
Chase Ink Plus5X UR9.10%$50K per year
Chase Ink Cash5X UR9.10%$25K per year
Chase MileagePlus Explorer for Business2X2.80%
Citi CitiBusiness AAdvantage World MasterCard2X2.80%
Huntington Voice3X3%$2K per quarter
Discover Business Card5%5%$2K per year
Lowe’s Business Rewards3X3%
US Bank FlexPerks Business Edge Travel Rewards2X3%
Best Card for Shopping OnlineBonusEarningsSpend Limits/Notes
Amex OPEN Small Business cards - OPEN Savings ProgramVariesVaries
Cash Rebate:
FedEx: 5%, up to $20K spend per calendar year
HP: 5%, up to $30K spend per calendar year
1-800-Flowers: 5%
BN.com (Barnes & Noble): 5%
Visa SavingsEdge ProgramBonusEarningsEarn a cash rebate in addition to normal card rewards with various merchants including MailChimp, Godiva, B&H Photo, Lenovo, NewEgg, BoostMobile
Amazon Prime Rewards5% (Amazon purchases only)5%Requires Amazon Prime membership.
Amazon Store Card5% (Amazon purchases only)5%Requires Amazon Prime membership.
Citi AT&T Access More3X TY5.46%3X for all online retail purchases
Ducks Unlimited5%5%5% at Sporting Goods stores & Gas Stations
Ebates Cash Back Visa3% via Ebates portal3%
Marvel Mastercard3%3%Marvel shop, movie theaters, video rental and game stores, theatrical and concert promoters, amusement parks (including zoos, aquariums, carnivals, etc.), digital entertainment, games, software, music, books and newstands, toys, and hobby stores.
uPromise World MasterCard5% via uPromise portal5%
USB Altitude Reserve3X4.50%3X for mobile wallet payments
Best Card for Telecommunication (Internet/Phone)BonusEarningsSpend Limits/Notes
Amex SimplyCash5%5%$50K per year. US wireless telephone services only.
Chase Ink Plus5X UR9.10%$50K per year
Chase MileagePlus Explorer for Business2X2.80%
Chase Ink Cash5X UR9.10%$25K per year
Chase Ink Business Preferred3X UR5.46%$150K per year
Citi CitiBusiness AAdvantage World MasterCard2X2.80%
Hilton Honors American Express Business Card6X2.70%US service providers only
Lowe’s Business Rewards3X3%
US Bank FlexPerks Travel Rewards2X3%
US Bank FlexPerks Business Edge Travel Rewards2X3%
US Bank Business Edge Cash Rewards3%3%Plus, receive a 25% annual bonus based on your prior year’s Cash Rewards, up to $250
Best card for Dining/RestaurantsBonusEarningsSpend Limits/Notes
Amex SimplyCash Plus3%3%$50K per year. US only
Bank of America Premium Rewards with Platinum Honors Preferred Rewards3.5X3.50%
Bank of America Premium Rewards with Platinum Preferred Rewards3X3%
Bank of America Premium Rewards with Gold Preferred Rewards2.5X2.50%
Barclaycard Uber Visa Card4%4%
Capital One Savor3%3%
Chase AARP3%3%
Chase Sapphire Reserve Card3X UR5.46%
Chase Sapphire Preferred® Card2X UR3.64%
Chase Sapphire2X UR3.64%
Chase Ink Cash2X UR3.64%$25K per year
Chase MileagePlus Explorer for Business2X2.80%
Citi ThankYou Premier2X TY3.64%
Citi ThankYou Preferred2X TY3.64%
Citi Prestige2X TY3.64%
CNB Crystal Visa Infinite3X3.75%
Costco Anywhere Visa3%3%
EBay MasterCard3X2.50%
Golden1 Platinum Rewards Visa3%3%
Hilton Honors American Express Aspire Card7X3.15%US only
Hilton Honors Ascend Card from American Express6X2.70%US Only
Hilton Honors American Express Business Card6X2.70%US Only
Hilton Honors™ Card from American Express5X2.25%US Only
Huntington Voice3X3%$2K per quarter
Lowe’s Business Rewards3X3%
Morgan Stanley Amex2X MR3.64%US only
Mercedes-Benz Credit Card from American Express2X MR3.64%US only
Paypal Extas MasterCard3X2.50%
Premier Rewards Gold Card from American Express2X MR3.64%US only
Sam’s Club MasterCard3%3%
UMB Simply Rewards VISA3X3%
US Bank FlexPerks Travel Rewards AMEX (2)2X3%
US Bank Cash+5%5% fast food only$2000 per quarter
US Bank FlexPerks Gold Amex3X4.50%
Santander Bravo3X3%$5K per quarter
Visa SavingsEdge - Cash rebateVariesVaries
Restaurants:
Corner Bakery: 2%
Panda Express: 2%
Papa John’s: 2%
Panera: 2%
Red Robin: 1%
Mastercard Easy Savings - Cash rebate4%4%Earn a 4% cash rebate in addition to normal card rewards at more than 14,000+ restaurants.
Best Card for Quarterly Category BonusesBonusEarningsSpend Limits/Notes
Chase Freedom5X UR9.10%$1500 per quarter
Citi Dividend Platinum Select5%5%$6K per year
Discover It5%5%$1500 per quarter

3 thoughts on “Best Credit Card Category Bonuses”

Leave a Reply

Your email address will not be published. Required fields are marked *